We provide easy and affordable financing through our partners so you can pay for your purchase over time.
No interest if paid in full in 6 months on purchases of $99+*
*US customers only. Subject to credit approval See terms
Affordable Monthly Plans
Pay for your order over 6, 12, or 24 months at competitive interest rates**.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
Check your rate in seconds without leaving our site
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Check Bread's FAQ or reach Bread directly at email@example.com or (844) 992-7323 ext. 1.
"**The terms are for a loan to finance a purchase. Rates range from 5.99% to 29.99% APR, resulting in, for example, 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Down payment may be required.
Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.
Shop online now, pay over time.
You pay using your credit or debit card and QuadPay automatically splits the purchase amount into 4 interest-free payments, every 2 weeks.
Financing for all credit types.
We provide easy and affordable financing through our partner PayTomorrow, so you can buy today and PayTomorrow!
Why use ?
Won't affect your credit
PayTomorrow's soft pull credit check will not affect your credit score.
Affordable monthly payments
PayTomorrow offers flexible financing options with fair and transparent pricing.
PayTomorrow instantly evaluates your credit profile and presents you with a customized offer.