Affordable Monthly Plans
Pay for your order over 6, 12, or 24 months at competitive interest rates*.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
Check your rate in seconds without leaving our site
Check Bread's FAQ or reach Bread directly at firstname.lastname@example.org or (844) 992-7323 ext. 1.
*The terms are for a loan to finance a purchase. Rates range from 5.99% to 29.99% APR, resulting in, for example, 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval.
Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.
Shop online now, pay over time.
You pay using your credit or debit card and QuadPay automatically splits the purchase amount into 4 interest-free payments, every 2 weeks.